12 Best Cash-Back Apps for Groceries (Find Your Perfect Fit)
Trying to make the most of cash back apps groceries? You are in the right place. Below we break it down in plain English, with practical tips you can actually use.
Key Takeaways
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- We tested the top rebate and cash-back apps for groceries and found that the best option varies by person and depends on factors like where...
We tested the top rebate and cash-back apps for groceries and found that the best option varies by person and depends on factors like where you shop, the brands you purchase, and your preference for shopping in-store or online.
Here’s a list of the top options, including notes on who will benefit the most from each app.
Note: The review scores in this post were collected on December 9th, 2024. We revise this post periodically throughout the year to update this data. While we have personally tested numerous of these apps (see our detailed reviews linked throughout), our rankings for apps without formal testing are based on current app store ratings and our industry expertise. Click on individual reviews to see how much we earned during our testing periods.
Table of Contents
ToggleTop Cash Back Apps for Groceries
#1. Ibotta
Ibotta tops the list as an option for both in-store and online shopping, with wide availability and the highest potential earnings.
Download and search the Ibotta app for digital coupons on food and other items at grocery and retail stores (both brick-and-mortar and online). Purchase the items you have coupons for, and upload a picture of your receipt to your Ibotta account. The Ibotta app will deposit your cash-back bonus into your account within 48 hours of verification. Once your account reaches $20, you can transfer the money to your PayPal or Venmo account.
App Store ratings: 4.8/5 with 1.8 million reviews.
Google Play ratings: 4.5/5 with 687K reviews.
Sign-up bonus: New users will receive a $5 bonus after spending $15 through the app’s cash-back shopping portal.
Learn more: Read our Ibotta review and learn about other apps like Ibotta.
#2. Fetch Rewards
Fetch stands out for shoppers who want simplicity, as there’s no watching videos or scanning barcodes.
The Fetch Rewards app allows users to earn points for sharing their digital and physical grocery receipts. You don’t have to preselect the items or clip coupons , Fetch accepts all receipts.
Most receipts pay 25 points, which equates to a few cents. However, you can earn significantly more by purchasing sponsored brands and items. You’re frequently buying these products anyway, so no brand-changing is required.
A tip worth mentioning is that you can upload the same receipt to both Fetch Rewards and Ibotta.
App Store ratings: 4.8/5 with 5.46 million reviews.
Google Play ratings: 4.7/5 with 1.23 million reviews.
Sign-up bonus: Get 3,000 bonus points automatically by using our sign-up link.
Learn more: Get tips to maximize your earnings in our Fetch review.
#3. Checkout 51
Primarily a receipt-scanning app, Checkout 51 also offers surveys and a cash-back shopping portal.
Checkout 51 works at any grocery store. After downloading the app, search for coupons and offers and add them to your account before you go grocery shopping. When you’re done, just open the app, mark the items you actually purchased, and upload a picture of your grocery receipt. Once your receipt is approved, your cash back will appear in your account.
App Store ratings: 4.0/5 with 6.3K reviews.
Google Play ratings: 4.2/5 with 79K reviews.
Sign-up bonus: None currently available.
#4. Fluz
Ideal for shoppers who purchase groceries with a debit card or who don’t earn more than 1% back using their credit card. It’s also one of the few apps that works with Instacart.
Fluz is a cash-back app that allows you to earn rewards by purchasing gift cards through the app and then using those gift cards to make purchases at participating retailers. You can stack cash-back earnings from Fluz with rewards from other apps.
While numerous of the other options on this list require you to complete small tasks , like watching an ad or uploading a receipt , using Fluz only takes a minute and can save you as much as 4% at major supermarkets, including Kroger, Ralph’s, Safeway and Whole Foods. It can also be used for Instacart orders.
App Store ratings: 3.9/5 with 1.4K reviews.
Google Play ratings: 4.3/5 with 1,249 reviews.
Sign-up bonus: Join with this link for a voucher worth 35% cash back (up to $10).
Learn more: Learn
Final Thoughts
Before you check out, double-check cash back apps groceries against current offers and any coupons you can stack. Small habits like this add up to real savings over a year.
Originally published at thewaystowealth.com.
R.J. Weiss
Our editorial team researches and verifies every money-saving guide before publishing. Editorial policy · About us
