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12 Simple Ways to Spend Less Money & Save Immediately

shieldHeather Schisler calendar_todayDec 20, 2017 updateUpdated Jun 28, 2026 schedule8 min read verifiedFact-checked
12 Simple Ways to Spend Less Money & Save Immediately

Saving money on simple ways spend less does not need to be complicated. Here is a clear, no nonsense rundown of what works and how to make the most of it.

Key Takeaways

  • Do you ever wish you could Spend Less Money?
  • If that’s you then you’re in luck since right now I wish to share with you 12 Methods to Spend Less Money!
  • 12 Methods to Spend Less Money 1.) Go on a Spending Freeze Take a week or two, or even a month and just stop spending money!
  • Worth noting: only purchase the necessities and eat from your pantry!

Getting the Most From Simple Ways Spend Less

I get asked all the time “How do I spend Less Money?” or people tell me that they require to spend less but they just don’t know how or where to begin! This is much easier than it sounds, but it will genuinely force you to think about where you are spending money and you’ll be able to pile up cash in the mean time.

  • Set a rule that if you wish to purchase something you write it on paper and wait 48 hours.
  • If you still require it after 48 hours then you can go back and purchase the item.
  • More importantly, this is excellent for aspects like Groceries, Clothing or aspects that you might consider “Essentials” forcing yourself to write it down first makes you think through the purchase and provides you time to process if it’s something you genuinely require, or something you wanted in the moment!
  • 2.) Eat Out Less If you don’t have a plan, you’re planning to fail!

Tips That Make a Difference

That’s consistently been my moto when it comes to Dinner time which is why Meal Planning is SO KEY to me! If I don’t have a plan for dinner it’s a sure fire run through the drive thru which means spending more $$$.

  • Remember that take 30 minutes each week to write down what your schedule is for the week and then plan your meals near your schedule.
  • POINTER: If you are genuinely busy you might try Freezer Cooking, I have some excellent Freezer Cooking Meal Plans that include full shopping list, assembly video instructions and recipes so you can assemble 10 slow cooker meals in just 30 minutes!
  • Or stock your freezer with our 21 Family Favorites Classic Freezer Meal Plan!
  • 3.) Shop For Groceries Online Not only is this going to revolutionize your life, but shopping for groceries online forces you to shop from a list and only purchase what you require.

Common Mistakes to Avoid

As a rule, there’s less temptation to over-purchase or impulse purchase those cookies when you’re not walking past them, you can also see your total add up as you go so that you can take items off if you require to before you check out. This is excellent for staying on budget with your groceries and there are plenty of places that offer Free Delivery or Free Pick Up so it won’t cost you any added.

  • Pointer: Try Amazon Prime Pantry and Amazon Fresh for online grocery delivery!
  • 4.) Switch to Cash It might sound crazy but applying cash will assist you spend less and be more intentional about what you are spending your money on.
  • In short, even if you are applying a debit card I encourage you to provide it a try for one week and see if you don’t find yourself counting your cash and adding up your items before checking out.
  • 5.) Try Meat-less meals Meat can be one of the most pricey costs of your grocery budget each week, Try after a few new Meat-less meals on Pinterest and provide them a try.

Is Simple Ways Spend Less Worth It?

Working in just 1 or 2 Meatless meals each week is a excellent method to reduce your grocery spending. 6.) Cut Your Cable TV Cable TV and Satellite TV can eat up your surplus money fast.

  • Worth noting: try switching to a reduce cost alternative like Netflix and Sling TV for a excellent selection of demonstrates at a fraction of the price.
  • Netflix starts at just $9.99 per month and Sling TV is as low as $20 per month and it includes live TV and Networks stations like ABC, CNN, ESPN and HGTV!
  • 7.) Try Discount Grocery Stores Have you tried Discount Stores like Aldi for groceries?
  • I am consistently amazed at how little I spend at these stores and when I’m trying to be spend less I make it a priority to shop Discount Stores first!

Where the Real Savings Hide

More importantly, stores like Aldi can save you 30-50% on groceries without cutting out anything off your menu. Even if you have tried stores like this in the past, I wish to encourage you to try them again!

  • Aldi has added a ton of organic and all natural choices over the last few years that has genuinely improved the quality of their food.
  • 8.) Tell Your Friends There’s nothing like a little peer-pressure to keep you on track.
  • Remember that if your working on saving money let a few friends know!
  • Apart from the pressure to not spend in front of them, you’ll also feel less pressure when you decline an even that costs money for your savings goals.

A Closer Look at Simple Ways Spend Less

You could even pick to have a “girls-night in” or Date Night with popcorn and Redbox movies rather than going out on the town. 9.) Set a Quick Savings Goal Try setting a short term week long savings goal.

  • As a rule, see how much money you can save by keeping a Savings Log of each time you intentionally make a decision not to spend money and see if you can reach your goal.
  • Begin with $50 or $100, a straightforward decision not to eat out might save you $25 and you’ll begin to realize how fast those small decisions add up.
  • 10.) Try Some DIY Instead of purchasing pre-packaged products or foods try making them yourself.
  • You can make aspects like Taco Seasoning & Pasta Sauce for a fraction of the cost you can purchase them for and you might even find a few new recipes that you love!

What to Know About Simple Ways Spend Less

In short, 11.) Break Your Brand Loyalty  We all have brands we prefer but did you know that different items go discounted each week in the grocery store so by ditching your loyalty to specific brands and swapping to items discounted you can save instantly! Instead of reaching for your normal Tide Laundry Detergent take 30 seconds to scan the shelves and see if another brand is marked down currently, these straightforward swap could simply save you $2-3 per item which genuinely adds up if you’re willing to swap on everything you purchase.

  • 12.) Clean Out Your Closets If your closets look anything like mine, not only will this keep you busy but it will also assist you realize just how much stuff you have.
  • Nothing makes me wish to stop shopping more than dealing with all the stuff I already have!
  • Worth noting: taking stock of what you have makes you more aware of what you are bringing into your home which is not only a excellent method to reduce clutter but also to spend less.
  • Do you wish to Take Control of Your Finances?

Frequently Asked Questions

How can I save money on simple ways spend less?

Compare prices across a few retailers, look for active coupon codes, and time bigger buys around sales events. This is much easier than it sounds, but it will genuinely force you to think about where you are spending money and you’ll be able to pile up cash in the mean time.

Is it worth shopping around for simple ways spend less?

Usually yes. Set a rule that if you wish to purchase something you write it on paper and wait 48 hours.

Smart Ways to Save More on Simple Ways Spend Less

  • Compare the final price including shipping, not just the headline number.
  • Check for student, military, or first order offers you may qualify for.
  • Time non urgent purchases around major sale events for the deepest cuts.
  • Leave items in your cart for a day; some stores send a follow up discount.
  • Pair cashback with a coupon so you save twice on the same order.

Final Thoughts

Put these ideas to work and simple ways spend less gets a lot less expensive. Bookmark this page, check back for fresh deals, and let the savings do the talking.

Originally published at passionforsavings.com.

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Written & reviewed by

Heather Schisler

Our editorial team researches and verifies every money-saving guide before publishing. Editorial policy · About us

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