13 Best Cash Back Apps to Earn Rewards in 2025 (2026)

Saving money on cash back apps earn does not have to be complicated. We rounded up the essentials so you can spend less and skip the guesswork.

Key Takeaways

• 13 Best Cash Back Apps to Earn Rewards in 2025 We've tested dozens of cash back apps over the past decade.
• Here are the best-in-class rewards apps for saving on groceries, gas, and more.
• Written by Jeff Proctor Last Updated: March 6, 2024 Reviewed by Ben Huber Home Money Management Save Money Some of the links on DollarSprout...

13 Best Cash Back Apps to Earn Rewards in 2025

We've tested dozens of cash back apps over the past decade. Here are the best-in-class rewards apps for saving on groceries, gas, and more.

Written by Jeff Proctor Last Updated: March 6, 2024 Reviewed by Ben Huber

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Over the years, we’ve explored countless ways to help people save money on everyday purchases, and cash back apps have consistently proven to be one of the easiest and most effective tools. From my own experience testing and reviewing these apps, I’ve found the best ones for earning rewards on everything from groceries and online shopping to dining out and travel.

These apps have become an essential part of my savings strategy. Whether you’re just getting started or looking to refine how you save, this list highlights tried-and-true options to help you maximize rewards and make your spending go further.

Best-In-Class Cash Back Apps

• Capital One Rewards: Best cash back app for online shopping
• Pogo: Best cash back app for passive rewards
• Rakuten: Best cash back app user experience
• Ibotta: Best cash back app for grocery shopping
• Upside: Best cash back app for gas discounts
• Fetch: Best cash back app for scanning receipts
• Honey: Best cash back app for Amazon

1. Capital One Shopping

Learn More Free Cost $0 Sign-Up Bonus

DollarSprout Rating 4.5/5 Stars

Best for: Best cash back app for online shopping Learn more: Capital One Shopping Review 2025

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Pros

• Ease of use.
• Low payout threshold.
• Industry-leading cash back rates.
• Cost drop features.

Cons

• Payouts are to gift cards only.
• No international users (US only).
• Heavily dependent on user tracking (not as privacy-focused).

Capital One Shopping is a coupon app and browser extension. The company was founded in 2014 as Wikibuy and was renamed after being acquired by Capital One in 2018.

When you install the browser extension and shop online, Capital One Shopping will alert you if there are any available coupons, or if it finds a better cost somewhere else. You just have to click the button on the Capital One Shopping pop-up to claim the deal.

What I like about it:

• Simple to install and use.
• Sometimes the cash back deals are so good that I am fairly certain Capital One is taking a loss on them. My impression is that this is a way for the credit card arm of the company to build brand recognition via their shopping extension. They know they will likely recoup the losses on the credit card side of their business.
• Watchlist feature alerts you of cost drops.
• Low payout threshold ($5 for most gift cards).

What I would improve:

• Not as numerous gift card options as some other sites.
• It tracks your online shopping history, which doesn’t bother me that much but I know some people are put off by that.
• Payouts are only done via gift cards.
• Only available to users in the United States.

DownloadApp RatingsAvailable In (Country)

• All Platforms

• App Store: 4.8/5 stars
• Google Play: 4.6/5 stars
• Chrome Web Store: 4.6/5 stars

• United States

2. Pogo

Final Thoughts

The bottom line: a little research on cash back apps earn goes a long way. Compare your options, watch for seasonal offers, and never pay full price when a better deal is one click away.

Originally published at dollarsprout.com.