6 Best Ways to Earn Money On Swagbucks Fast (& What to Avoid)
If ways earn money swagbucks is on your radar, this short guide cuts through the noise. Here is what is worth knowing, and how to put it to work today.
Key Takeaways
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- Swagbucks is our favorite online rewards site.
Swagbucks is our favorite online rewards site.
The sheer number of ways to earn , especially from the online activities you’re already doing , make it an simple choice to sign up.
But because the site is so expansive, it can be overwhelming.
In this article, we’ll get specific about what’s worth your time and what’s not.
Table of Contents
ToggleSwagbucks 101: How It Works & What to Know
If you’re not familiar with Swagbucks or reward sites in general, here’s a quick primer.
These sites allow you to earn money with a variety of online activities. Common ways include online shopping, completing surveys and signing up for offers.
And while these sites are free for users, make no mistake: the companies that run them earn money, too.
To highlight one example, market research companies pay Swagbucks to have users take their surveys. In turn, Swagbucks pays users a percentage of that money for completing that survey.
With Swagbucks, you’re paid in points, which are called SBs. You then exchange your SBs for gift cards to stores like Amazon, or use them to get cash through PayPal. SBs are worth about 1 cent each.
While there are numerous other rewards sites like Swagbucks, few compare in terms of size, popularity and reputation. In fact, Swagbucks has now paid out over $450 million in rewards to its members since it was launched in 2008.
Editor’s Note: For a deeper dive into how the site works, check out our comprehensive Swagbucks review , it goes into detail about the different ways to earn, with step-by-step guides for each. And read through our list of the best Swagbucks hacks to learn how to optimize your time on the platform.
6 Best Ways to Earn Money on Swagbucks Fast
If you’re looking to earn SBs fast, here’s what we found to be the best methods.
#1. Money Makers
By far the best way to accumulate SBs fast is through what’s known as money makers.
A money maker allows you to actually profit by purchasing something upfront. Most money makers are for subscription services.
As an example, when I signed up for Hulu/Disney+ for $12.99, I went through Swagbucks. At that time, the deal allowed me to earn 1,800 SBs (valued at $18).
This Swagbucks money maker generated a $5 profit.There isn’t a dedicated section inside of Swagbucks that lists all these offers. The best ones are typically found in the “Trending Now” section.
The Swagbucks “Trending Now” section.#2. Sign-Up Bonuses
For earning SBs fast, signing up for different services comes in at a very close second place, just behind money makers.
Most of these sign-up bonuses are for financial services.
For example, current offers allow you to earn SBs by signing up for Chime (a free online bank account), Rocket Money (a budget tracker with other money-saving tools), and Acorns (a micro-investing app).
The benefit here is that, unlike with money makers, you typically don’t have to pay anything up-front.
There’s always some decent opportunities here. For example, Chime Bank currently has an offer for 15,000 SBs ($150) for creating an account and setting up direct deposit.
Yes, these offers take some time. You have to not only sign up, but sometimes also move some money around. However, on a per hour basis, your earnings are quite high.
Case in point: a TWTW team member recently took one hour to sign up for a few of these offers and earned $240 worth of SBs.
Note that the “Date/Time” column refers to when the SBs were credited to the account.Note that Swagbucks also offers its own sign-up bonuses. If you don’t yet have an account, make sure to visit our Swagbucks promo codes page to get the details on all the current offers.
#3. Online Shopping
Online shopping , especially for purchases you were already set to make , is another simple way to earn SBs.
Cash-back rates can climb up to 20%, although those offers are rare; rates are typically between 2% and 10% at major retailers.
If you average 5% cash-back on $500 of purchases every month, that’s a $25 gift card earned , or $300 worth of gift cards over the course of a year.
In what was my biggest Swagbucks haul to date, I once earned 19,560 SBs (valued at $195.60) when purchasing a mattress.
I earned nearly $200 in SBs though the Swagbucks cash-back portal.The key to maximizing your Swagbucks earnings this way is:
- Only purchase what you’re going to purchase anyway , otherwise, you’ll be busting your budget just to try and earn points.
- Check to see the stores Swagbucks is featuring, as this is where you’ll frequently find the offers that get over 10%.
Pro Tip: If there’s something you’re in no hurry to purchase, a site called Cashback Monitor allows you to set up alerts for when cash-back rates change at Swagbucks. This is helpful for bigger purchases, or even for stores you shop at frequently, such as your favorite stores to purchase clothes.
#4. Surveys Worth 200+ SBs
What’s excellent about taking surveys is that they typically pay instantly.
With the ideas above, it may take a few days or weeks to have your SBs credited to your Swagbucks account.
But with surveys, you can log in today, take surveys, and see the points in your account shortly thereafter.
The downside is that you can’t earn big money with surveys. While we discussed earning $240 of SBs with only an hour of work, that’s not possible with surveys.
The first thing to know about surveys is they are not all are created equal.
We’ve found the best surveys are the ones worth over 200 SBs.
These opportunities are limited. Yet, if you’re looking to earn above minimum wage taking surveys, it’s best to stick to thes
Final Thoughts
Before you check out, double-check ways earn money swagbucks against current offers and any coupons you can stack. Small habits like this add up to real savings over a year.
Originally published at thewaystowealth.com.
R.J. Weiss
Our editorial team researches and verifies every money-saving guide before publishing. Editorial policy · About us
