Advice From 3 People Who Use Trim to Save Hundreds (2026)

Saving money on advice from people who does not have to be complicated. We rounded up the essentials so you can spend less and skip the guesswork.

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Trim is designed to be your own personal financial assistant for saving money. But can Trim really save you money and help lower your bills? We asked three Trim users to share their personal savings insight.

Written by Rebecca Lake, CEPF® Last Updated: April 1, 2025 Reviewed by Zina Kumok

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Saving money is always a good thing, and cutting the waste out of your budget is a excellent place to start.

Chances are, you’re paying for one or more expenses you don’t really need. But when you don’t have time to comb through all your transactions one by one to look for savings, there’s a tool you can use to do the work for you.

Trim is designed to be your own personal financial assistant for saving money. But can Trim really save you money and help lower your bills? We asked three Trim users to share their savings insights.

How Trim Works

Trim is a financial health company that’s dedicated to helping people solve their financial problems. The Trim financial assistant reviews your spending and looks for opportunities to cut out unnecessary expenses. But Trim can also help with other financial goals, like saving or paying down debt.

Try Trim for Free Free Cost Fees vary for premium features

DollarSprout Rating 4.5 out of 5 stars

Trim is a financial service that lets you you negotiate bills, find and cancel subscriptions, and look for better deals on things you already pay for. The free plan also comes with monthly spending reports and some budgeting capabilities. Premium services such as bill negotiation and automated savings come with fees.

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Pros

• Free to sign up
• Negotiates bills on your behalf
• Lets you cancel unwanted subscriptions
• Can get credits for cable and internet during power outages
• Cash back offers help you save money when shopping
• Convenient communication through Facebook Messenger

Cons

• No mobile app
• Must link your financial accounts
• Bill negotiation takes 33% of your yearly savings

Once Trim finds unnecessary expenses, it lets you know what they are so you can cancel them. These include frequently-overlooked expenses such as subscriptions, streaming services, and bank fees.

According to the company’s website, Trim has saved its users more than $40 million automatically and can lower individual bills, including cable TV and phone services, by up to 30%.

Trim offers both free and paid memberships. Free accounts include a personal finance dashboard where you can view spending alerts and reminders. For free users, Trim will also find and fight overdraft fees, detect and cancel unwanted subscriptions, and more.

Paid premium accounts include bill negotiation, debt payoff, and Trim Simple Savings.

Trim Simple Savings is an automated savings account that you can link to your checking account at your bank. Under the current promotional terms, you can earn a 4% annual reward on the first $2,000 in the account. After that, the interest rate drops to 0%. Like other savings accounts, your money is FDIC-insured up to $250,000.

3 People Who’ve Saved Money Using Trim

Before testing out any new financial tool, it’s helpful to hear from people who have actually used it. If you’re considering using Trim to save money on bills, check out these personal saving success stories.

Willie uses Trim to save $40/month

Some people assume that saving money is only worthwhile if you can save large amounts at a time. But even small savings can add up and count toward your financial goals.

Willie Greer, founder of The Product Analyst, uses the Premium version of Trim, which you can try for free for 14 days, to save $40 a month on unnecessary expenses.

He was able to use Trim to cut $20 a month, or $240, a year from his cell phone bill. Greer has been using Trim to help cut costs for a year and says the savings he’s earned have been worth the fees he’s paid for the service.

His best tips for using Trim? Be smart about using the negotiation services and relying on the app to do all your money-saving for you. “Remember, the app should save you more money, not cost you more,” he said.

Here’s how bill negotiation with Trim works:

• You provide Trim with your service provider account information and current bill amount
• Trim reviews your bills to try to find better plans or promotions

Final Thoughts

The bottom line: a little research on advice from people who goes a long way. Compare your options, watch for seasonal offers, and never pay full price when a better deal is one click away.

Originally published at dollarsprout.com.