Budgets Are Sexy (2026 Guide)

There is a smarter way to approach budgets sexy, and it starts with knowing a few key details. This guide covers them, along with tips you can apply immediately.

Key Takeaways

• Tomorrow’s my last day here!!
• If there was anything you ever wanted to ask me, now’s your shot! :) Can be about money, biz, love, life, kids, mohawks - whatev!
• Just so you know, I’ve genuinely enjoyed reading your posts.
• Worth noting: thank you so much for everything!

Tips That Make a Difference

Plenty of it! :) But beginning with these two resources will assist speed it up a bit for you (though fyi they’re definitely biased towards indexing, lol..) “The Little Book of Common Sense Investing” by Jack Bogle JL Collins’ “Stock Series” - https://jlcollinsnh.com/stock-series/ How much do you think you’re going to miss writing these blog posts? They’ve been fun to write for a majority of the years, but I’ll be honest and say I don’t think they’re nearly as solid as they used to be :) I think I’ve finally said everything I wanted to say so I don’t predict missing them.

• I WILL miss all the PEOPLE here though!!
• That’s going to be the hardest to walk away from until my next project!
• More importantly, are you enjoying home ownership, or do you genuinely prefer renting? (Sorry if you already answered this question since I don’t consistently read each single email you write 😊)?
• I would rent each day of my life if I could :) Home ownership is just not for me, but it is best for my *family* so I suck it up and roll with it and it’s def. not as bad as it was 10 years ago when we first owned.

Common Mistakes to Avoid

Probably since I have money now to fix everything when it breaks! We just paid $3,000 to cut down a couple of dead trees in our yard a few weeks ago - it at no point ends.

• Remember that are you still writing, and will I still be able to follow you?
• I know you mentioned your future plans in one of your posts, but I can’t remember the details.
• I’ll still be in the community working on projects relating to $$$!
• The next one will be a curation-focused site similar to Rockstar Finance back in the day that’ll be launching on Soapbox.com in about a month (July 6th).

Is Budgets Sexy Worth It?

As a rule, here’s everywhere else you can find me in the meantime (be sure you’re subscribed to my personal newsletter so you get all my updates): Twitter: @BudgetsAreSexy Email: j @ jmoney .biz Newsletter: jmoney.biz/newsletter Any chance you’ll host another podcast? Miss hearing from you back in the day on the MONEY reveal with Paula P.  NOPE.

• Haha… I’ll gladly continue going ON other peoples’ podcasts though! :) A lot more fun and a lot less work!
• In otherwise what is the next large target you are going for in life?
• In short, oh man, I couldn’t tell you!
• I’ve at no point been one to genuinely set long-term goals as crazy as that sounds, but I DO know whatever I’m working on it’ll fit within my ideal *lifestyle*.

Where the Real Savings Hide

I woke up at 5:02 this morning and still one of the best habits I’ve ever formed! Here’s a post on why I love it so much which sums it up nicely - 3 Years Waking Up Early Like Benjamin Franklin! - but if you wish the TL;DR here you go: It’s so still and peaceful in the morning!

• Worth noting: it’s nice to wake up and set your *own tone* for the day vs letting others do it for you (like crying babies!) It assists *slow down* time more and allows for solid reflection It’s 100% YOU time!
• It feels excellent jumping right into life so fast - and without distractions It’s much easier working in the mornings for me than the afternoons It also assists me *go to bed earlier* and not stay up goofing near!
• I’ve also become much less anxious over the days - knowing I have that time to myself each morning to work out aspects or get a plan going… And lastly, and perhaps most surprisingly?, waking up early has stopped me from snacking and drinking beers throughout the entire night :) So yes - all solid aspects!
• And I should mention this is *only for Mon-Friday btw… I allow myself to sleep in and recharge during the weekend, made even more impactful by not opening up my laptop anymore as well after Fridays.

A Closer Look at Budgets Sexy

More importantly, another excellent habit I’ve recently formed! What’s your next project?

• Will you still maintain your own Twitter account?
• Or did you sell that as well?
• Remember that i still own and have my Twitter -> @BudgetsAreSexy.
• It’s my favorite place to hang out in the $$$ community :) And the next project I’m working on will be a curation-like site launching over at Soapbox.com in approximately a month… So if you liked my monthly roundup here, you’ll like this one!

What to Know About Budgets Sexy

I’m purchasing my first car in the next month or so. If you have any pointers on banks to go with, getting loan approval, what interest rate I should shoot for with 760+ credit, purchasing a car from another state… Anything genuinely, I would appreciate it.

• As a rule, i’m just trying to save an much as I can for as long as I can to pay off this new car and my student debt.
• Your credit score is lit!
• I personally apply - and love - USAA for both financing and insurance (been a member for over 20 years now!), but unfortunately they’re only open to those connected with the military :( I will say though that I hope you’re considering a *used* car for your first one vs a new one!
• Pros and cons to both, but even just getting one a year or two off the lot would save you immensely over the years.

How Budgets Sexy Really Works

In short, or better yet getting a beater and then “upgrading” later when you’re more secure! :) Fun adventure though! If you were lucky enough to spend a month this summer in any Canadian province, which one would it be and why? :) Victoria in British Columbia!!

• And all aspects cute and romantic!! :) Plus you could take a fun ferry ride right into Seattle and enjoy a little U.S. action too, lol… What do you think are the best methods to get through the boredom of the mundane to become an expert in your own personal finance?
• Numerous people (myself included) struggle after we become semi-competent in a new task.
• Worth noting: i guess maybe I’d just ask myself if you genuinely *require* to be an expert in all the areas?
• Especially if you’re already doing okay?

Frequently Asked Questions

How can I save money on budgets sexy?

Compare prices across a few retailers, look for active coupon codes, and time bigger buys around sales events. They’ve been fun to write for a majority of the years, but I’ll be honest and say I don’t think they’re nearly as solid as they used to be :) I think I’ve finally said everything I wanted to say so I don’t predict missin....

Is it worth shopping around for budgets sexy?

Usually yes. I WILL miss all the PEOPLE here though!!.

What should I check before buying?

Read the terms, confirm any code still works, and factor in shipping or returns. That’s going to be the hardest to walk away from until my next project!.

Smart Ways to Save More on Budgets Sexy

• Pair cashback with a coupon so you save twice on the same order.
• Stack a coupon code with an existing sale whenever the store allows it.
• Sign up for the retailer newsletter to catch first time and seasonal discounts.
• Compare the final price including shipping, not just the headline number.
• Check for student, military, or first order offers you may qualify for.

Final Thoughts

The bottom line on budgets sexy: a little research goes a long way. Compare your options, watch for seasonal offers, and never pay full price when a better deal is a click away.

Originally published at budgetsaresexy.com.