Budgets Are Sexy (2026)

Saving money on budgets sexy does not need to be complicated. Here is a clear, no nonsense rundown of what works and how to make the most of it.

Key Takeaways

• Mixed with some other concepts too.
• Worth noting: i first tried it back in early 2008, and have literally saved $200+ a month since!
• All you do is put $1.00 in a jar on Monday of week #1, and then up it by another dollar each consecutive week.
• More importantly, doing this for 52 straight weeks will net you a whopping $1,378 at the end of the year!

Where the Real Savings Hide

Just participated in a cool guidebook on new year’s resolutions a friend recently launched, and thought I’d share some of my savings challenges I included in it. With the “no spend” challenge, you’re only allowed to pay for aspects that are necessities (rent, mortgage, utilities, etc), and your goal is to stay away from anything out side of that such as eating out or shopping, or even going to the movies.

Depriving yourself of these luxuries will not only provide you a better appreciation for your money/life, but it’ll save you a ton in the process! [Editor’s note: This is the one that changed my financial life. It got me to realize how bad my shopping/mall habits were (I consistently went when bored), and rarely have the urge to go anymore :)] #3) The 52 Weeks Challenge This one is pretty sought after with people since it only requires you to put some cash in a jar once a week - no other work required!

A Closer Look at Budgets Sexy

So, for week #1 it’s $1.00, then week #2 it’s $2.00, then week number 3 it’s $3.00 and on and on until you reach the 52nd one (which you’d have placed $52 aside). And, super straightforward. [Editor’s Note: Jeff over at Solid Financial Cents is currently rounding up people to participate in this.

If interested, check out his post.] #4) The Spare Change/Dollars Challenge. This one’s also a fun and straightforward one.

What to Know About Budgets Sexy

Remember that all you do is throw your spare change at the end of each night into a jar and watch it pile up! Some days you’ll have a ton of it to add to the pot, while others nothing at all (especially if you’re doing challenge #2! :)).

And if you don’t find that quite challenging enough, up it a level and put all *single dollar bills* into the jar instead each night. Step #1 is to create a new savings account at any bank of your choice - preferably one outside of your current bank so there’s less temptation to pull from it (in fact, don’t even set up online access OR get a debit card - nix all temptation whatsoever!).

How Budgets Sexy Really Works

As a rule, step #2 is to set up an automatic transfer to it once a month. It could be $25, $50, or even $100.

Whatever you can comfortably squirrel away without worrying about anything. And it can be simply done by logging into your current bank account to set up the transfer, or by contacting your human resources at work and asking them to divert it through your paycheck.

Getting the Most From Budgets Sexy

In short, whichever the method, it all goes to siphoning away money without any added thoughts on your behalf. And the longer you leave it be, the bigger your stash will get! #6) *BONUS* The 365 “Less Aspects” Challenge Not necessarily a “savings” challenge per se, but it will definitely assist with your mindset if one of your goals this new year is to de-clutter and/or keep aspects straightforward.

The blogger behind this one (Colleen) started an entire site near it with the goal of getting rid of unutilised items in her house to de-clutter each wardrobe, bench, shelf, under bed, pantry and garage space by giving away, throwing away or selling one item each day for twelve whole months. If you stick with it, it could do wonders :) And if you require some assist deciding *what* to provide away, ask yourself this: Would you go out at the moment and purchase it all over again?

Tips That Make a Difference

Worth noting: if the answer’s yes, hold on to it! If it’s a no, throw it in the sell/donate pile.

Here are some other excellent savings concepts you could try too: 13 (Clever) Methods to Save More Money! 5 Mostly Doable Challenges To Try This Year :) 3 Awesome Challenges to Try This Year The New Year’s Resolutions Guidebook If you wish some added motivation this year, be sure to check out that New Year’s Resolutions Guidebook.

Common Mistakes to Avoid

More importantly, plenty of different concepts here, but genuinely the only ones that matter are the ones you *take action* on ;) So hopefully you do - whether it’s your own, or one or two from here. I’ll be checking up on you later! , , , , PS: If you like that piece of artwork up there, you should see my business card.

PPS: Yes, my desk is the color of Christmas. [No Clutter graphic by Sean MacEntee] (Visited 132 times, 1 visits right now) Get blog posts automatically emailed to you!

Frequently Asked Questions

How can I save money on budgets sexy?

Compare prices across a few retailers, look for active coupon codes, and time bigger buys around sales events. With the “no spend” challenge, you’re only allowed to pay for aspects that are necessities (rent, mortgage, utilities, etc), and your goal is to stay away from anything out side of that such as eating out or shopping, or....

Is it worth shopping around for budgets sexy?

Usually yes. Depriving yourself of these luxuries will not only provide you a better appreciation for your money/life, but it’ll save you a ton in the process! [Editor’s note: This is the one that changed my financial life.

Smart Ways to Save More on Budgets Sexy

• Check for student, military, or first order offers you may qualify for.
• Time non urgent purchases around major sale events for the deepest cuts.
• Leave items in your cart for a day; some stores send a follow up discount.
• Pair cashback with a coupon so you save twice on the same order.
• Stack a coupon code with an existing sale whenever the store allows it.

Final Thoughts

Put these ideas to work and budgets sexy gets a lot less expensive. Bookmark this page, check back for fresh deals, and let the savings do the talking.

Originally published at budgetsaresexy.com.