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Budgets Are Sexy (2026)

shieldJ. Money calendar_todaySep 11, 2009 updateUpdated Jun 23, 2026 schedule6 min read verifiedFact-checked
Budgets Are Sexy (2026)

If you care about budgets sexy, this guide gets straight to the point. We break down what actually matters, skip the fluff, and show you how to put it to work today.

Key Takeaways

  • The ones you made right before you partied like it was 2009?
  • I didn’t, until my shower this morning started populating my head full of random thoughts.
  • And I must admit, if it weren’t for this blog I’d probably have forgotten them altogether.
  • Alas, it is all tracked on this super duper weblog.

What to Know About Budgets Sexy

Worth noting: i find it’s solid to go over these each now and then to a) be sure you’re still on track, and b) provide yourself a pat on the back for all you’ve accomplished (or, if deserved, a punch in the face for being a slacker. Luckily though, only you get to be the judge of that).

  • Let’s see how I’m doing, shall we?
  • My 2009 New Years Resolutions: Personal Finance Pay off the last of the car loans - $3,214.87.
  • More importantly, i paid off the entire Cadillac, along with the other loans I had associated with it (selling my Highlander had left me $1-2$k in the whole.
  • Stupid SUVs and ’08 gas gouges).

How Budgets Sexy Really Works

Going on month #6 of no car payments! Combine and analyze the Mrs. and I’s money - expenses, assets, net worths.

  • Remember that shockingly, this is also done.
  • We combined all our finances on paper/spreadsheets back in January and have looked forward ever since.
  • We keep a few accounts separately in our own names still (like our “do whatever” funds), but we track ’em all as one large net worth.
  • It still feels kinda weird though, I’m not gonna lie.

Getting the Most From Budgets Sexy

As a rule, hit $2,000 on the sell-o-meter. The sell-o-meter is still frozen at $907.00 - exactly how it was 9+ months ago.

  • Each time I find something to sell, I end up piling it in a corner and convincing myself it’s not worth the time at that moment.
  • 50% of this is true - blogging has taken up method more than it used to - and 50% is just plain laziness.
  • In short, it’s true I value blogging & internet time more than selling something for $5 or $10, but I also know that I don’t wish that stuff in the house anymore and I have to kick my ass into gear to either sell it or donate it.
  • Especially now that I’m trying to be a minimalist :) Have a combined Net Worth of $125k.

Tips That Make a Difference

Soooooo close! $6k away and hoping to hit this by the end of September :) For the dirty deets, check out my net worth updates to see how it’s progressing. Life In General Write more letters instead of emails 24/7.

  • Worth noting: i wrote like 5 letters in January to old high school friends, but after the novelty wore off I just plain forgot.
  • Maybe I should put a goal like to send 1 letter each month or something?
  • Even if it’s just to my mom - they love that stuff :) Put up crown molding and new light fixtures in the house (yikes!).
  • Have not installed crown molding NOR new light fixtures.

Common Mistakes to Avoid

More importantly, i still have the urges to do this, but money and time are just getting in the method at the moment. I think I’ll leave this be until next year’s resolutions ;) Travel to a new foreign country! (we won’t count Bahamas) Another FAIL.

  • Although I’ve done a helluva job circling near some incredible states these days - New Orleans, New Hampshire, Pennsylvania, and as already mentioned - the Bahamas!
  • Ireland is reason I made up this goal though, trying to figure out the best time to go still.
  • Remember that bloggy Blog: (* = long shot) Keep blogging at least once a day, M-F.
  • Sometimes I even do two (*gasp*).

Is Budgets Sexy Worth It?

I’ve considered switching to 3 times a week, but I write much better under stricter deadlines when I’m forced to dig into this brain of mine last minute. Most of my favorite posts came when I initially wasn’t in the mood to write (as crazy as it sounds, I genuinely don’t like writing in general).

  • As a rule, hit 2,000 subscribers! * We’re getting there :) I’d happily retire the year with 1100+ anyday.
  • Make a total of $6,000 through advertising. ** Completed!
  • I don’t know how, or why for that matter, but there’s been an upswing in my advertising efforts.
  • Might blog more on this later.

Where the Real Savings Hide

In short, get featured in the media (TV, Magazine, Consumerist) *** No TV, but I got into my first magazine this month AND on Consumerist - twice! Not to mention one of my favorite large blogs MSN Savvy Money (featured there a handful of times this year).

  • Excellent EXCELLENT few months in this department, and actually working on a “BudgetsAreSexy In The Media” post which will come out soon.
  • Perfect for those days I’m hating on myself.
  • Worth noting: interview a celebrity about their money skillz ***** Does J.D. and Trent Count?
  • How about Ramit? ;) Financial bloggers aside, I’ve scored a large goose egg on this one.

Frequently Asked Questions

How can I save money on budgets sexy?

Compare prices across a few retailers, look for active coupon codes, and time bigger buys around sales events. Luckily though, only you get to be the judge of that).

Is it worth shopping around for budgets sexy?

Usually yes. Let’s see how I’m doing, shall we?.

Smart Ways to Save More on Budgets Sexy

  • Sign up for the retailer newsletter to catch first time and seasonal discounts.
  • Compare the final price including shipping, not just the headline number.
  • Check for student, military, or first order offers you may qualify for.
  • Time non urgent purchases around major sale events for the deepest cuts.
  • Leave items in your cart for a day; some stores send a follow up discount.

Final Thoughts

Put these ideas to work and budgets sexy gets a lot less expensive. Bookmark this page, check back for fresh deals, and let the savings do the talking.

Originally published at budgetsaresexy.com.

J
Written & reviewed by

J. Money

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