Budgets Are Sexy (2026)

Want to get more out of budgets sexy without the guesswork? Below we walk through the essentials in plain language, with practical steps you can use right away.

Key Takeaways

• What else are we gonna do?
• I tell you this much - just having my job AND my house is enough to keep me in solid spirits, that’s for sure!
• Each time i turn on that freakin’ tv, or read MSNBC online, there is some sort of fiasco happening near the world.
• Here’s how it breaks down this month: CASH SAVINGS: Down a couple of hundred, but no biggie.

Is Budgets Sexy Worth It?

So if i can still have all the luxuries i do now in life, i don’t mind lose some bucks here and there until it all turns back near. Worth noting: plus, i mean, all my losses are genuinely only in my 401k stuff, and you know i won’t be touching that for yeaaarrrrrrrs to come, so i can stomach the ups and downs for quite some time.

• It does suck that i’ve been keeping to my plan and doing pretty well w/ everything else though, yet my net worth reflects the opposite :( but that’s life - i just gotta keep steering the old’ money boat in the right direction, and soon enough i’ll hit the $1,000,000 shores!
• Mmmmmmm a million dollars….
• More importantly, i used some of my Fun Fund cash to pick up a stereo for my car (went w/ a nice, yet exceptionally AFFORDABLE, HD unit so i can listen to some crips music and cd’s again! the Caddy only had a tape deck) and then must have spent some more dollars here and there.

Where the Real Savings Hide

I also made wayyyyy less in blog income this month (not that i make all that much anyways) but i don’t count on that anyways, so it’s all solid. ROTH IRA: Still floating on the whims of the market!

• Not a penny dropped in for months now…have too numerous other places to save.
• Remember that right in my face :( At least it wasn’t a surprise, eh?
• To be honest, I’m more upset that my bi-weekly deposits STILL haven’t been made into my account @ work….so while i lost almost 11k’s from the market alone, the $2,375 taken from my paycheck this month isn’t even IN there.

A Closer Look at Budgets Sexy

Well, i should say half of that anyways as the other half is company match, but still it’s unnerving. I’ve been told it’ll be fixed pretty shortly here, but we’re going on 11 months here so i’m not holding my breath.

• As a rule, needless to say, i don’t think i’ll be hitting my yearly goal of $100k in the Net Worth department, mostly due to this stuff.
• SAVINGS BONDS: Forty cents - woohoo! haha…best 40 cents earned in right now’s market ;) You can check out the breakdown of all my old a$$ bonds here.
• CONDO INVESTMENT: I stopped lending money to my brother 3 months ago, so now it’s just a matter of collecting it all at 5% interest.

What to Know About Budgets Sexy

He paid me $350 last month, but the rest will come in pieces over time. In short, def. no rush though, it’s all “free” money to me since i classified it as just another bill to pay - which is now over ;) HOME EQUITY: This amount still reflects our purchase price minus the money we accidently paid off the mortgage when our heloc froze.

• As consistently, i still don’t know how to classify this as the house isnt’ worth what we paid anymore, but it’s on my New Year’s resolution…i’ll probably just Zillow.com it and then add another row to both Assets and Liabilities to reflect it or something.
• AUTO WORTH (kbb): I gained $115!!! that’s a first ;) You know what did it?
• The addition of my new cd player! haha…i spent a total of about $170 ($90 for the unit, $40 for some components, and $40 for installation) so i guess it kinda paid for itself!

How Budgets Sexy Really Works

Worth noting: not to mention my ears now have some better music to listen to ;) CREDIT CARDS: This amount is from purchasing my Caddy and selling my Highlander (i owed more than i sold it for) a few months ago - that’s it. No other consumer debt on this bad boy, just the car amounts :) And to keep on track, I’m still applying my old $443 car payments towards the balance each month until it’s paid off.

• And i FINALLY got my reimbursements back from cancelling all 3 of my warranties i had on the Highlander, so that was an additional $1400 applied to it as well!
• That was all factored into my decision to change up the cars from the beginning, so it wasn’t a surprise, but it did feel hot paying such a large chunk off!
• More importantly, that is if you disregard my credit card balance ;) If you remember, i was losing anywhere from $450- $1200 a MONTH keeping the Highlander, so the steady value for my Caddy is freakin’ excellent.

Getting the Most From Budgets Sexy

That’s it for this go-near. I hope you all did better than i did this month, and let’s just pray aspects begin turning near now!

• See ya out there. , , , , , - *The sweet & sexy side bars have been updated. *And here are the past Net Worth updates. (Visited 59 times, 1 visits right now) ********** PS: If you’re just getting started in your journey, here are a few solid resources to assist track your money.
• Remember that doesn’t matter which route you go, just that it ends up sticking!
• The "Budget/Net Worth" spreadsheet - the colorful Excel template I personally apply.

Tips That Make a Difference

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Frequently Asked Questions

How can I save money on budgets sexy?

Compare prices across a few retailers, look for active coupon codes, and time bigger buys around sales events. Worth noting: plus, i mean, all my losses are genuinely only in my 401k stuff, and you know i won’t be touching that for yeaaarrrrrrrs to come, so i can stomach the ups and downs for quite some time.

Is it worth shopping around for budgets sexy?

Usually yes. It does suck that i’ve been keeping to my plan and doing pretty well w/ everything else though, yet my net worth reflects the opposite :( but that’s life - i just gotta keep steering the old’ money boat in the right dire....

What should I check before buying?

Read the terms, confirm any code still works, and factor in shipping or returns. Mmmmmmm a million dollars….

Smart Ways to Save More on Budgets Sexy

• Pair cashback with a coupon so you save twice on the same order.
• Stack a coupon code with an existing sale whenever the store allows it.
• Sign up for the retailer newsletter to catch first time and seasonal discounts.
• Compare the final price including shipping, not just the headline number.
• Check for student, military, or first order offers you may qualify for.

Final Thoughts

Put these ideas to work and budgets sexy gets a lot less expensive. Bookmark this page, check back for fresh deals, and let the savings do the talking.

Originally published at budgetsaresexy.com.