Budgets Are Sexy (2026)

Trying to make the most of budgets are sexy? You are in the right place. Below we break it down in plain English, with practical tips you can actually use.

Key Takeaways

• My girl Kim (aka Little Miss Fortune) just put out a brilliant piece on how to settle and save BIG!
• And not only that, but she was just featured on a CNBC Segment to show how she did it :) As you can tell, I’m definitely impressed over here...
• Here are a few of the tips she shares to help YOU beat the collection agencies: Go into the conversation knowing you should be able to settl...

Fighting the collection agencies? My girl Kim (aka Little Miss Fortune) just put out a brilliant piece on how to settle and save BIG! $14,000 big in her case. And not only that, but she was just featured on a CNBC Segment to show how she did it :) As you can tell, I’m definitely impressed over here.

Here are a few of the tips she shares to help YOU beat the collection agencies:

• Go into the conversation knowing you should be able to settle for about 60 percent less than your full balance.
• Call on the last day of the month, when the debt collectors are scrambling to meet their quotas.
• Mind your manners! You’ll get a lot farther by being calm and pleasant than you will by being angry and defensive. (It’s okay to feel angry and defensive. Just don’t let them know!)
• If you have a lump sum to offer, start low and let them talk you up. (I told one person I had $3,500 and wound up settling for $4,100.)

I’m proud of you Kim!!! Lets keep from getting back into debt now, eh ;)

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Final Thoughts

Before you check out, double-check budgets are sexy against current offers and any coupons you can stack. Small habits like this add up to real savings over a year.

Originally published at budgetsaresexy.com.