Budgets Are Sexy

And everyone was freaking out and saying it was the death of SUVs and get ready for $10/gallon?  Hahahahaha….

Oh man, our society is so crazy sometimes.  I haven’t heard a peep about our dependency on oil in over 2 years now. (Watch, next week it explodes in my face and we’re back at $60 fill-ups again!)

But I will say that it’s good to think about all these “what ifs” every now and then. I mean, what if everyone was right?  Could you imagine budgeting in $80, $90, or $150 on 1 tank of gas?  I tell you one thing, I’d be getting rid of that Caddy ASAP.  The thing guzzles 16 gallons for breakfast – all premium gas too! Doesn’t even matter that it’s a ’93, it’s considered “luxury” baby.  Ghetto and luxury, my favorite concoction ;)

Some other things possibly worth questioning:

• What if you lost all your investments in the stock market? Do you have any money stored anywhere else? Like a bank or in your safe or in your backyard?
• What if your entire family lost their jobs at the same time? Would you be able to live off your emergency fund for a while?  Do you even HAVE an emergency fund? (please say yes).
• What if you bought that $600 dress? Are you willing to cut back in other areas to still stay on budget? (There’s nothing wrong with spending lots of money on clothes or vacations or fancy iPhones btw, just as long as you’re saving in other areas of your life instead)
• And more importantly, what if you could never Facebook again?! (I keed, I keed!)

Lots of things that may never happen in our lifetime, but all good things to think about. Even if just for a minute.  Gas may not be at $20/gallon now, and global warming may not really kill us for another 2,000 years, but nothing’s ever impossible in this wild world of ours.  Better to be prepared just a tiny bit than 100% caught off guard.

Which reminds me, I gotta start test driving Ferraris.  There’s a chance I might win the lottery tonight!

Originally published at budgetsaresexy.com.