Disclaimer (2026)

There is a smarter way to approach disclaimer, and it starts with knowing a few key details. This guide covers them, along with tips you can apply immediately.

Key Takeaways

• Financial Advice Disclosure: MyMoneyWizard.com is an opinion based website written and edited entirely by me, sole owner of My Money Wizard, LLC.
• I am not a professional financial adviser, certified personal financial planner, registered investment advisor, CPA, retirement planner, or anything of that sort.
• Note: This page is required by the regulators.
• This blog is not primarily financially driven.

A Closer Look at Disclaimer

I am just a guy sharing his own opinions. The information provided by me, either on this website or through other methods of communication, does not constitute direction or advice. My Money Wizard, LLC makes no representations as to the accuracy, suitability, timeliness, completeness, or validity of any information on this site and will not be liable for any errors, omissions, or any losses, injuries, or damages arising from its display or apply.

• Worth noting: any mention to any specific securities on this site are my own, unprofessional opinions. Consistently do your own research and consider consulting a professional before any investment decision.
• I took the generous offer from Tim Ferris to borrow the text and images from his disclosure page, rather than reinvent the wheel, and I have updated this page in response to GDRP.
• More importantly, i put it up to build a community and share my experiences and learn from other savvy readers.
• Regardless, beginning December 1, 2009, the FTC requires bloggers to disclose whenever there could be hidden interests or unspoken biases related to recommendations.  So here goes… FTC Disclosure: Per the FTC rules, if I interview someone and they grab the bill for lunch, I would require to disclose this.

What to Know About Disclaimer

Ditto if I apply an Amazon link that gets me 8 cents instead of an Amazon link that gets me 0 cents. If someone provides me a comfy t-shirt with a logo and I wear it in a photo, same deal.

• Remember that disclaimers all over the place.
• This would be tedious for me and even more tedious for readers.
• But rules is rules.
• This policy applies to the website administered by My Money Wizard, LLC(“Website”), located at https://mymoneywizard.com/.

How Disclaimer Really Works

As a rule, your apply of the Website constitutes your acceptance of, and agreement to, the following Terms of Apply. MMW reserves the right to modify, alter, amend or update its Website, policies and these Terms of Apply.

• These Terms of Apply are subject to change without notice.
• If you do not agree with or do not accept any part of these Terms of Apply, you must not apply the Website.
• In short, privacy Policy: What information do we collect, and how is it used?  Information You Voluntarily Submit to the Website: The Website may collect personal information from you such as your name or email address.
• For instance, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form.

Getting the Most From Disclaimer

Information We Collect from Others: The Website may receive information about you from other sources. For instance, if you apply a third-party software through the site, they may transfer information to us for fulfillment.

• Worth noting: automatically-Collected Information: The Website automatically collects certain information about you and the device with which you access the Website.
• For instance, when you apply the Website, The Website will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website.
• The Website may also collect information about actions you take when applying the Website, such as links clicked.
• Cookies: The Website may log information applying cookies, which are small data files stored on your browser by the Website.

Tips That Make a Difference

More importantly, the Website may apply both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website. How your information may be used:  The Website may apply the information collected in the following methods: To operate and maintain the Website; To send you promotional information, such as newsletters.

• Third Party Apply of Personal Information:  The Website may share your information with third parties when you explicitly authorize us to share your information.
• Additionally, the Website may apply third-party service providers to service various aspects of the Website.
• Remember that each third-party service provider’s apply of your personal information is dictated by their respective privacy policies.
• The Website currently uses the following third-party service providers: Google Analytics - this service tracks Website usage and provides information such as referring websites and user actions on the Website.

Common Mistakes to Avoid

Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics. Convertkit Email Service Provider - this service is used for delivery of email updates and newsletters.

• As a rule, mailchimp stores your name (if provided) and email address for purposes of delivering such communications.
• Facebook Custom Audiences - MMW may display internet-based ads to you when you are applying Facebook through a tool offered by Facebook called the Custom Audience Tool.
• This tool allows MMW to personalize ads based on your browsing history at https://mymoneywizard.com/.
• At this time, to the knowledge of MMW, your personal information is not shared with any other third-party applications.

Is Disclaimer Worth It?

In short, anonymous Data From time to time, MMW may apply anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses.

• Examples of this anonymous data may include analytics or information collected from cookies.
• Display Ads The Website may apply third-party advertising companies to serve content and advertisements when you visit the Website, which may apply cookies.
• Worth noting: no personally identifiable information is shared with the Website’s ad providers.
• Retargeting Ads From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, to market the Website.

Frequently Asked Questions

How can I save money on disclaimer?

Compare prices across a few retailers, look for active coupon codes, and time bigger buys around sales events. My Money Wizard, LLC makes no representations as to the accuracy, suitability, timeliness, completeness, or validity of any information on this site and will not be liable for any errors, omissions, or any losses, injuri....

Is it worth shopping around for disclaimer?

Usually yes. Worth noting: any mention to any specific securities on this site are my own, unprofessional opinions. Consistently do your own research and consider consulting a professional before any investment decision.

What should I check before buying?

Read the terms, confirm any code still works, and factor in shipping or returns. I took the generous offer from Tim Ferris to borrow the text and images from his disclosure page, rather than reinvent the wheel, and I have updated this page in response to GDRP.

Smart Ways to Save More on Disclaimer

• Check for student, military, or first order offers you may qualify for.
• Time non urgent purchases around major sale events for the deepest cuts.
• Leave items in your cart for a day; some stores send a follow up discount.
• Pair cashback with a coupon so you save twice on the same order.
• Stack a coupon code with an existing sale whenever the store allows it.

Final Thoughts

Put these ideas to work and disclaimer gets a lot less expensive. Bookmark this page, check back for fresh deals, and let the savings do the talking.

Originally published at mymoneywizard.com.