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Drop App Review: Good Card-Linked Offers, Low Task Pay

shieldVanessa Zeigler calendar_todayNov 01, 2022 updateUpdated Jun 16, 2026 schedule5 min read verifiedFact-checked
Drop App Review: Good Card-Linked Offers, Low Task Pay

Saving money on drop app review good does not have to be complicated. We rounded up the essentials so you can spend less and skip the guesswork.

Key Takeaways

  • Share Some links on our website are sponsored, and we may earn money when you make a purchase or sign-up after clicking.
  • Learn more about how we make money and read our review methodology.
  • Drop Rewards is a free app that gives you points for shopping at partnered merchants, taking surveys, and playing a limited number of games.
Share Some links on our website are sponsored, and we may earn money when you make a purchase or sign-up after clicking. Learn more about how we make money and read our review methodology.

Drop Rewards is a free app that gives you points for shopping at partnered merchants, taking surveys, and playing a limited number of games. I earned 9,194 points over two weeks of testing, which is worth about $9.19. 

During my testing period, I tracked the amount of time I spent on each task, as well as the ultimate payout, in order to calculate average earnings per hour. In the end, Drop paid me 0.8% cash-back on eligible purchases, $0.76 per hour to take surveys, and $0.38 per hour for playing games.

This Drop review covers everything you need to know if you’re thinking about downloading the app, including how to earn the maximum possible points, whether you can actually earn cash-back passively through linked card offers, and which alternatives you may want to consider.

Table of Contents

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Drop App Key Facts

Here are some of the most key things to keep in mind when you’re thinking about signing up for Drop.

  • There are five ways to earn points: passive cash-back, online shopping, games, surveys and referrals.
  • You can redeem your points for gift cards, crypto, contest entries or “collectibles,” which are in-app (virtual) items that unlock additional app features. (More on these virtual items below.)
  • The approximate value of a drop point is $0.001 (1/10 of a cent). However, the value of points varies depending on what you redeem them for. Overall, Drop’s rewards rates are very low compared to competing platforms.
  • The minimum required to cash-out for a gift card is $25. There are a handful of rewards options with a lower minimum, and there are no cash transfer/deposit options.
  • Drop has the most extensive list of passive (card-linked) cash-back offers available on any platform, but these offers rotate weekly and require activation. Fortunately, you can activate all card-linked offers with a single click (rather than one-by-one).
  • Some passive cash-back offers have quotas and fill up if you don’t active them quickly enough. The most common of these is Drop’s Amazon offer.
  • Drop works with more card types than competing platforms, but Capital One cards cannot be linked.
  • Drop will deduct 2,500 points per month if your account goes inactive, which is defined as going six months without opening the app.

Drop App Earning Potential 

Drop uses a points system rather than a percentage-based cash-back system, and this can make it difficult to understand how much each offer actually pays. However, understanding the conversion rate is key, because the numbers Drop uses are somewhat arbitrary and can make it seem like you’re earning more money than you actually are.

How Much Are Drop App Points Worth?

As a general rule, Drop Rewards points are worth just 1/10 of one cent ($0.001), although they may be worth more or less depending on what you redeem them for. 

In other words, an offer that pays 100 points is worth 10 cents. An offer that pays 1,000 points is worth $1. We view this as unnecessarily confusing, because most other points-based platforms (including Swagbucks) use simple math where 1 point equals 1 cent.

Here’s a log of the pay rates for points I earned over a two-week testing period:

  • Card-linked offers (passive cash-back): I earned an average of 7 points per $1 spent, equaling 0.7% cash-back. 
  • In-app shopping portal (online purchases): I earned an average of 1.3 points per $1 spent, equaling 2.8% cash-back.
  • Games: I earned points at a rate of $0.006 per minute, equaling $0.38 per hour.
  • Surveys: I earned points at a rate of $0.01 per minute, equaling $0.76 per hour.

$0.76 per hour is the lowest rate among the paid survey sites we’ve tested, as shown in the table below (the links for each survey site will take you to our in-depth review of the platform): 

Survey SitePay Per HourUser Interviews$55.00Google Opinion Rewards$22.24SurveyMonkey Rewards$13.56Rakuten Insight$9.62Survey Junkie$3.75Toluna Influencers$3.43MyPoints$2.75Branded Surveys$2.20PrizeRebel$1.46KashKick$1.43InstaGC$0.90Drop Rewards$0.76

Reward Options

While the $0.001 point value is helpful for deciding whether or not an offer is worthwhile, it’s key to note that points have different values depending on what you redeem them for. The minimum cash-out amount also varies depending on your choice.

For example, the 9,194 points I earned were well short of the $25 minimum for a gift card, but I did meet the minimum for other offers. 

Drop allows you to redeem points for the following:

  • Gift cards. The minimum is $25, with options available in increments of $30, $50 and $100. During our test period there were 33 options to choose from.
  • Crypto. Once you earn 5,000 points, you can invest those points in Bitcoin (BTC) or Ethereum (ETH). Once invested, you can track your gains and losses in the app. However, you do not actually own the crypto and you can’t move it to another plat

    Final Thoughts

    The bottom line: a little research on drop app review good goes a long way. Compare your options, watch for seasonal offers, and never pay full price when a better deal is one click away.

    Originally published at thewaystowealth.com.

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Written & reviewed by

Vanessa Zeigler

Our editorial team researches and verifies every money-saving guide before publishing. Editorial policy · About us

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