How mileage impacts auto insurance rates in all 50 states

Saving money on mileage impacts auto insurance does not need to be complicated. Here is a clear, no nonsense rundown of what works and how to make the most of it.

Key Takeaways

• When it comes to the price you pay for auto insurance each month, mileage genuinely does matter!
• But the amount varies considerably depending on where you live.
• Worth noting: the lowest were in North Carolina, Rhode Island, Georgia, Texas and Oregon.
• Since mileage is a major factor in determining your auto insurance rate, it’s key to shop near at least each three years.

Getting the Most From Mileage Impacts Auto Insurance

According to a new InsuranceQuotes.com study, drivers who increase their annual miles from 5,000 to 20,000 see an average rate increase of 9%. : Best and worst auto insurance companies How mileage and location affect car insurance rates “When determining rates, auto insurers typically apply mileage as a major factor. Consumers who live in states with the biggest hikes have more opportunity to save by driving less,” said Laura Adams, senior insurance analyst at InsuranceQuotes.com. “In California, increasing your mileage from 5,000 to 20,000 causes a premium increase over 25%.” Following California, drivers in Alabama, Virginia, Massachusetts and the District of Columbia had the highest rate increases.

Money expert Clark Howard suggests calling up a few of the best insurers to see which one provides the best coverage for the best price.

Tips That Make a Difference

Here’s a list of the top auto insurance companies. : Car insurance rates: Geico vs. More importantly, state Farm [anvplayer video=”4118459″].

Frequently Asked Questions

How can I save money on mileage impacts auto insurance?

Compare prices across a few retailers, look for active coupon codes, and time bigger buys around sales events. Consumers who live in states with the biggest hikes have more opportunity to save by driving less,” said Laura Adams, senior insurance analyst at InsuranceQuotes.com. “In California, increasing your mileage from 5,000 t....

Is it worth shopping around for mileage impacts auto insurance?

Usually yes. Money expert Clark Howard suggests calling up a few of the best insurers to see which one provides the best coverage for the best price.

Smart Ways to Save More on Mileage Impacts Auto Insurance

• Check for student, military, or first order offers you may qualify for.
• Time non urgent purchases around major sale events for the deepest cuts.
• Leave items in your cart for a day; some stores send a follow up discount.
• Pair cashback with a coupon so you save twice on the same order.
• Stack a coupon code with an existing sale whenever the store allows it.

Final Thoughts

Put these ideas to work and mileage impacts auto insurance gets a lot less expensive. Bookmark this page, check back for fresh deals, and let the savings do the talking.

Originally published at clark.com.