Juno Review: Platform Shut Down on September 30, 2025
Trying to make the most of juno review platform shut? You are in the right place. Below we break it down in plain English, with practical tips you can actually use.
Key Takeaways
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- Important update: Juno is shutting down all services.
Key update: Juno is shutting down all services. According to a company email sent on August 2, users must transfer their crypto assets to an external wallet before September 30, 2025. Starting September 1, a $5 monthly fee will be charged to any account with a remaining crypto balance. If no action is taken, Juno will automatically liquidate any remaining crypto after the deadline and mail the fiat proceeds by check (minus a $5 processing fee). To avoid this, users should transfer their crypto before the deadlines.
Table of Contents
ToggleJuno At a Glance
Juno is a financial technology company founded in 2019, with offices in Singapore, San Francisco and Bengaluru (India). It was formerly called OnJuno, but changed its name in Juno 2022.
What makes Juno unique is that account holders can receive, hold, and spend U.S. dollars and cryptocurrencies rather seamlessly and without excessive costs.
As is the case with numerous fintech startups, Juno is not a bank itself. Instead, it’s a tech platform with banking features provided through a partnership with Evolve Bank & Trust.
In 2023, Juno switched crypto partners from Wyre to Zero Hash after Wyre experienced what Juno referred to as “operational uncertainty.” This “uncertainty” caused Juno to temporarily suspend cryptocurrency purchases and auto-convert stablecoins into USD, while also encouraging clients to withdraw their holdings or transfer them to self-custody wallets.
The email that was sent to current Juno account holders regarding the change.The platform resumed normal operations on February 7th, 2023.
U.S. dollar deposits are FDIC-insured up to $250,000.
How Juno Works
To use Juno, you must create an account and fund it with an electronic bank transfer (ACH) or a wire transfer. You can also transfer in one of the cryptocurrencies Juno allows you to trade. Juno provides your wallet address immediately after account approval.
Account funding options include U.S. dollars, USDC, BTC and ETH.To get approved, you’ll need to submit your Social Security number, along with either a driver’s license or another approved form of ID. When I signed up, the process took less than five minutes. Then, it took another two minutes for my account to be approved.
Once approved, you can access Juno’s array of features, including:
- A high-yield checking account that comes with a debit card that allows you to make purchases in either dollars or USDC.
- Up to 5% cash-back rewards on debit card purchases at specific retailers.
- Transfers between dollars and crypto (including USDC, BTC and ETH).
- The option to have a portion of your direct deposits automatically invested in crypto.
Juno’s High-Yield Checking Account
Juno offers a high-yield checking account, with FDIC-insurance for cash deposits. This account is currently only available as an individual account, though the company plans to enable joint accounts in the future.
Juno currently pays 5% on balances up to $25,000, and 4% on balances up to $250,000. No bonus is issued for funds over $250,000. The bonus rate is compounded monthly, and the bonus is paid out at the end of each month.
As with most standard checking accounts, you can use Juno to hold, send, receive and spend U.S. dollars. But Juno’s high-yield checking account also comes with a few other tools, which vary depending on your membership level.
Juno offers two checking accounts, known as Basic and Metal. To qualify for the Metal account, you need to set up a direct deposit of $250 or more. Alternatively, you can connect your wallet address, where Juno will confirm your existing on-chain activity. If choosing the later, Juno doesn’t give strict guidelines as to who they will accept.
Differences between the Basic and Metal memberships include:
BasicMetalCard type:PlasticStainless SteelYearly max cash-back:$25$300Daily funding limit:$5,000$25,000Daily crypto purchases:$5,000$40,000Daily crypto sells:$5,000$40,000Crypto withdrawals to external wallets:$1,000$40,000Both account tiers come with a debit card that can be used for purchases or to withdraw cash with zero ATM fees at the 85,000+ locations in the Allpoint and MoneyPass networks.
Account holders automatically get a virtual debit card that is compatible with Apple Pay, Google Pay and Samsung Pay. Both Basic and Metal account holders can also get a physical debit card, but these are only issued upon request.
While previously you could spend your crypto using the debit card, that feature has been suspended.
Another key feature of the Juno debit card is the company’s cash-back rewards program.
With your Juno debit card, you can earn cash-back on purchases made at partners like Amazon, Walmart, Trader Joe’s, Aldi, Airbnb and Home Depot. You can choose 10 merchants and earn 5% at each of these merchants.
The maximum total cash-back you can earn with a Basic checking account is $25 per year. The maximum cash-back for Metal checking members is $300 per year.
You’re allowed to change your cash-back brands only once per month.
Cash to Crypto Transfers
Juno’s crypto trading platform allows you to purchase and sell the following cryptocurrencies:
- Bitcoin (BTC)
- Ethereum (ETH)
- US Dollar Coin (USDC)
- LINK (Chainlink)
- MUSDC (Polygon USDC)
- Avalanche (AVAX)
You can store, purchase and sell crypto directly starting from as low as $1.
Juno’s crypto trading terminal is straightforward to navigate and use. It’s similar to the “Instant Purchase” feature found on exchanges like Coinbase, except it’s integrated with your checking balance to enable quick cash-to-crypto conversions.
Juno really stands out as a crypto investment platform because of its 0% transaction fees on your first to $250,000 in crypto trades. Considering that some exchanges charge a flat fee plus a percentage-based fee (frequently, as high as a few percentage points), this feature is unique within the industry and makes it an excellent crypto micro-investment platform.
Getting Paid In Crypto
Juno allows you to quickly convert your paycheck into crypto.
Final Thoughts
The bottom line: a little research on juno review platform shut goes a long way. Compare your options, watch for seasonal offers, and never pay full price when a better deal is one click away.
Originally published at thewaystowealth.com.
R.J. Weiss
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