List Of Methods Banks Count As Direct Deposits (2026)

Trying to make the most of list methods banks count? You are in the right place. Below we break it down in plain English, with practical tips you can actually use.

Key Takeaways

• Below is a list of banks, along with what they’ll count as a direct deposit.
• This is useful information because a lot of bank sign up bonuses require you to make direct deposits to receive the sign up bonus.
• Changing where your paycheck is deposited can be frustrating and time consuming.

Below is a list of banks, along with what they’ll count as a direct deposit. This is useful information because a lot of bank sign up bonuses require you to make direct deposits to receive the sign up bonus. Changing where your paycheck is deposited can be frustrating and time consuming. We’ve included the source(s) in brackets next to each method. Note: If Bluebird or Serve show as working/not working then this will be the case for Redcard/Redbird as well. They all run on the same platform (the same is true in reverse as well).

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Contents

• 1 Big Banks/Banks With Regular Sign Up Bonuses
  • 1.1 Alliant Credit Union
  • 1.2 Ally
  • 1.3 American Express
  • 1.4 Bank of America
  • 1.5 Capital One 360
  • 1.6 Chase
  • 1.7 Citibank
  • 1.8 Discover
  • 1.9 HSBC
  • 1.10 Huntington Bank
  • 1.11 Key Bank
  • 1.12 PayPal
  • 1.13 PenFed
  • 1.14 PNC
  • 1.15 Santander Bank
  • 1.16 Truist
  • 1.17 U.S. Bank
  • 1.18 Wells Fargo
• 2 Credit Unions/Small Banks
  • 2.1 121 Financial Credit Union
  • 2.2 316 Financial
  • 2.3 7 17 Credit Union
  • 2.4 1st Advantage Federal Credit Union
  • 2.5 1st Colonial Community Bank
  • 2.6 1st Community Credit Union
  • 2.7 1st Constitution Bank
  • 2.8 1st Financial Federal Credit Union
  • 2.9 1st Mariner Bank
  • 2.10 1st Security Bank
  • 2.11 1st Source Bank
  • 2.12 1st United Credit Union
  • 2.13 2UFI
  • 2.14 3Rivers Federal Credit Union
  • 2.15 5Point Credit Union
  • 2.16 AAC Credit Union
  • 2.17 Abington Bank
  • 2.18 Academy Bank
  • 2.19 Achieva Credit Union
  • 2.20 ACNB Bank
  • 2.21 Acorns
  • 2.22 Addition Financial
  • 2.23 Adirondack Bank
  • 2.24 Advance Financial Federal Credit Union (AFFCU)
  • 2.25 Advantage Bank
  • 2.26 Advantage Credit Union
  • 2.27 Advantis Credit Union
  • 2.28 Adventure Credit Union
  • 2.29 Advia Credit Union
  • 2.30 Aero Federal Credit Union
  • 2.31 AFFCU
  • 2.32 Affiliated Bank
  • 2.33 Affinity Federal Credit Union
  • 2.34 Affinity Plus Credit Union
  • 2.35 Air Academy Federal Credit Union
  • 2.36 Alabama Central Credit Union
  • 2.37 Albert Neobank
  • 2.38 Alcoa Tenn Federal Credit Union
  • 2.39 Allegiance Credit Union
  • 2.40 Allegius Credit Union
  • 2.41 Allied First Bank
  • 2.42 AllTru Credit Union
  • 2.43 Alpena Alcona Area Credit Union
  • 2.44 Aloha Pacific Federal Credit Union
  • 2.45 AltaOne Federal Credit Union
  • 2.46 Amalgamated Bank
  • 2.47 Amboy Direct
  • 2.48 Amerant Bank
  • 2.49 American Bank
  • 2.50 American Bank Center
  • 2.51 American Bank & Trust
  • 2.52 American Bank & Trust SD & MN
  • 2.53 American Commerce Bank
  • 2.54 American Eagle Financial Credit Union
  • 2.55 America First Credit Union
  • 2.56 American Eagle Credit Union
  • 2.57 American Enterprise Bank
  • 2.58 American Investors Bank & Mortgage (AIBM)
  • 2.59 American Heritage Credit Union
  • 2.60 American Pride Bank
  • 2.61 American Trust & Savings Bank
  • 2.62 American United Federal Credit Union
  • 2.63 America’s Credit Union [TX]
  • 2.64 America’s Christian Credit Union
  • 2.65 AmeriCU Credit Union
  • 2.66 Ameriprise Financial
  • 2.67 Ameris Bank
  • 2.68 ANB Bank
  • 2.69 Anchor Bank
  • 2.70 Andigo Credit Union
  • 2.71 Andrews Federal Credit Union
  • 2.72 ANECA Credit Union
  • 2.73 Anoka Hennepin Credit Union
  • 2.74 APGFCU
  • 2.75 Apple Bank
  • 2.76 Apple Federal Credit Union
  • 2.77 Arapahoe Credit Union
  • 2.78 Ardent Credit Union
  • 2.79 Argent Credit Union
  • 2.80 Arizona Central Credit Union
  • 2.81 Arizona Federal Credit Union
  • 2.82 Arizona Financial Credit Union
  • 2.83 Arkansas Federal Credit Union
  • 2.84 Armed Forces Bank
  • 2.85 Arrha Credit Union
  • 2.86 Arrow Bank
  • 2.87 Arsenal Credit Union
  • 2.88 Arundel Federal Savings Bank
  • 2.89 Arvest Bank
  • 2.90 Ascend Bank
  • 2.91 Ascend Federal Credit Union
  • 2.92 Ascent Credit Union
  • 2.93 Ascentra Credit Union
  • 2.94 Ashland Credit Union
  • 2.95 Aspiration
  • 2.96 Associated Bank
  • 2.97 Associated Credit Union
  • 2.98 Associated Credit Union of Texas (ACUTX)
  • 2.99 Austin Bank
  • 2.100 Avadian Credit Union
  • 2.101 Avidia Bank
  • 2.102 Axos Bank
  • 2.103 Ballston Spa National Bank (BSNB)
  • 2.104 BancorpSouth
  • 2.105 Bank7
  • 2.106 Bank & Trust
  • 2.107 Bank Direct
  • 2.108 Bankers Trust
  • 2.109 BankFinancial
  • 2.110 BankHometown
  • 2.111 Bank of Canton
  • 2.112 Bank of Colorado
  • 2.113 Bank of Maine
  • 2.114 Bank Midwest
  • 2.115 Bank Mutual
  • 2.116 Bank of Blue Valley
  • 2.117 Bank of Elk River
  • 2.118 Bank Five Nine
  • 2.119 Bank Independent
  • 2.120 BankNewport
  • 2.121 Bank Novo
  • 2.122 Bank of Greene County
  • 2.123 Bank of Hawaii
  • 2.124 Bank of Hope
  • 2.125 Bank of Luxemberg
  • 2.126 Bank of Montgomery (BOM)
  • 2.127 Bank Of New Hampshire
  • 2.128 Bank of New York
  • 2.129 Bank Of Sun Prairie
  • 2.130 Bank of Tennessee
  • 2.131 Bank of The Blue Grass
  • 2.132 Bank Of The West
  • 2.133 BankPlus
  • 2.134 Bank OZK
  • 2.135 Bank Midwest (KS & MO)
  • 2.136 BankWell
  • 2.137 Banner Bank
  • 2.138 Banterra
  • 2.139 Barclays
  • 2.140 Bar Harbor Bank & Trust
  • 2.141 Baselane
  • 2.142 Bask Bank
  • 2.143 Baton Rouge Telco Federal Credit Union
  • 2.144 BayCoast Bank
  • 2.145 BB&T
  • 2.146 BBVA
  • 2.147 BCU Credit Union
  • 2.148 Beacon Credit Union
  • 2.149 Be

    Final Thoughts

    The bottom line: a little research on list methods banks count goes a long way. Compare your options, watch for seasonal offers, and never pay full price when a better deal is one click away.

    Originally published at doctorofcredit.com.