My Investment Philosophy (2026)

Trying to make the most of investment philosophy? You are in the right place. Below we break it down in plain English, with practical tips you can actually use.

Key Takeaways

• (adsbygoogle = window.adsbygoogle || []).push({}); I have been very avid follower of CNN Money, USA today Money, WSJ Personal Finance, Get R...
• They helped me understand the concept of good investment strategy.
• Spent many hours on net, going after prospectus and brochure of so many investment vehicles.

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I have been very avid follower of CNN Money, USA today Money, WSJ Personal Finance, Get Rich Slowly and other PF blogs for last few years. They helped me understand the concept of good investment strategy. Spent numerous hours on net, going after prospectus and brochure of so numerous investment vehicles.

I am a broad investor who considers a range of investment vehicles, existing asset mix and environment before choosing the right one. My monthly saving is 2-3K, hence every month I do this ritual of  finding proper place to invest. Some time it’s simple when I want to decide to increase my investment in a particular share, or CD or fund.

My aim is to retire early and pursue my passions after wards, the path to there is to increase net worth by 50K every year.  We are a single income family, with kid to come in future, she can not start earning due Visa restrictions in USA. We invest monthly saving, annual bonus, dividends from independently owned stocks and what ever extra income we can generate.

The ads appearing on this site is another medium for earning money by utilizing spare time. We invest in mutual funds, index funds, stock, IRA, Company matching 401K, Savings Bank, CD, Money market account, High yield bonds, Munis and US treasuries. I do have some investment in my country of origin as well as I do have global stocks invested through US brokers/funds. On an average my investments returns 5% per year, which is not much at any standard. In next few years I want to increase the rate of return to 6-7%.

This blog will let you know I progress on to meet these two goals i)To retire at 50 and ii) increase rate of investment returns to 6-7%

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Final Thoughts

The bottom line: a little research on investment philosophy goes a long way. Compare your options, watch for seasonal offers, and never pay full price when a better deal is one click away.

Originally published at onecentatatime.com.