Q/As on Auto Leasing, Homemade Detergent, Silver, and MORE!
Money Saving

Q/As on Auto Leasing, Homemade Detergent, Silver, and MORE!

M

verifiedMary Hunt

Money Saving • May 26, 2022 • 8 min read • Updated Jun 16, 2026

You should see my email inbox. Yikes!

Saving money on auto leasing homemade detergent does not have to be complicated. We rounded up the essentials so you can spend less and skip the guesswork.

Key Takeaways

  • You should see my email inbox.
  • It’s overflowing with reader questions, tips, stories, feedback, rebuttals, and all kinds of love from you, my dear readers.
  • In this post, I’m making a tiny dent in the pile with these responses to a handful of your questions on auto leasing, homemade laundry deter...

You should see my email inbox. Yikes! It’s overflowing with reader questions, tips, stories, feedback, rebuttals, and all kinds of love from you, my dear readers. In this post, I’m making a tiny dent in the pile with these responses to a handful of your questions on auto leasing, homemade laundry detergent, and more.

 

Here is a quick summary of the questions answered in today’s post. You can click on one to jump straight to it or just scroll down for all.

Contents

  1. Lease or purchase a car?

  2. Which is better? Powder or liquid laundry detergent?

  3. Can you put silver in the dishwasher?

  4. Is my washer repairman right?

  5. Daughter not going to college, now what?

 

Q1: Help! Should we lease or purchase a new car?

Dear Cheapskate: My wife and I are disagreeing. I want to lease a new car now because ours is old and paying for repairs is like flushing money down the drain. She wants to keep it until we can purchase a better car. I hate car trouble and think peace of mind is something to be considered. I’m sure we can afford the payment, but she’s not. What should we do? James

 

Dear James: I’d rather shove toothpicks under my fingernails than ever lease a new car again, which is another story, but enough about me.

Here’s my best advice: Do whatever you must to keep the old car running for now.

Then, for the next 12 months, live as though you are making $400 monthly lease payments, but make those payments to yourselves. Don’t even think about being late, just as if you were under a stern leasing contract.

At the end of a year will have two things: A good idea of your comfort zone for big lease payments and $4,800 cash. Now you’ve got options.

1) You can sell the clunker and together with the money purchase a used car or 2) You can make a down payment on a newer car.

To me buying a car is far better than jumping into a lease where you will spend a fortune and have nothing, not even a car, to show for it at the end of the lease period.

Thanks for writing and for calling me “Cheapskate.” I love that because, as you may know, I used to be a world-class spendthrift and that nearly ruined my life.

Learning to live frugally turned my life around so I wear that cheapskate moniker with pride and joy.

Q2: Which detergent is best, powdered or liquid?

Dear Mary: I’m so confused about laundry products, particularly detergents. Are powders better than liquid? Is the word “ultra” just hype? Thanks. Cindy

Dear Cindy: Here’s the scoop on laundry detergent: Typically the word “ultra” means the product has been concentrated to fit into a smaller box. The problem is unless you read the label and carefully measure and experiment to find the least amount that works for you, you’ll probably dump in the same amount you have in the past. Not good.

A product that has fabric softener added isn’t going to clean or soften as well but generally is cheaper than buying two different products if you insist on using laundry softeners.

If a product says it has more stain fighters, it contains enzymes to dissolve stains better, but you’ll still have to pretreat heavy stains. Detergents with enzymes typically cost more than those without.

Typically, liquids detergents are more expensive and work better on greasy stains but the cheaper powdered detergents are better on clay dirt and mud stains.

Both liquid detergent and liquid bleach will get a boost and work better if you add one-half cup of baking soda to the wash cycle, which means it’s possible you’ll be able to use less detergent. This is only cost-effective when your soda products are less per ounce than the detergent.

And now for my super-duper laundry detergent savings secret: I make my own homemade laundry detergent. Seriously. And it’s so affordable, about 5 cents per wash load. It has no perfumes or mystery ingredients and works better than any commercial laundry products I’ve purchased in the past.

Give it a try. I think you are going to be pleasantly surprised!

 

Q3: Can you put silver in the dishwasher?

Dear Mary: I have a set of silver flatware that I use daily. I notice that after a few times through a normal cycle, the pieces become very tarnished. It is not a particularly good set, just a nice set of flatware for daily use. Can you put silver in the dishwasher? Do you think that the dishwashing detergent is tarnishing the silver? Anne

Dear Anne: Yes, your silver plate or sterling silver pieces can go in the dishwasher and come out beautiful as long as you follow a few specific guidelines.

Case in point: One of my favorite things is a small silverplate pie server. I love it for its size and just the way it feels in my hand. I use it daily and it goes in the dishwasher every evening, by itself in its own little compartment so that it is not touching any other type of metal. Since I inherited it numerous years ago I have done nothing to it but use it, clean it and enjoy it.

As for your flatware, I’m going to guess that what you see is not tarnish but rather a reaction that occurs when silver comes in contact with other types of metal in the dishwashing process.

First, it’s key to know that when it comes to silver, cleaning and polishing are not the same things. Polishing should be a very occasional activity while cleaning is something you do to your silver after every meal. The dishwasher is an excellent way to take care of cleaning.

Tarnish is the result when sulfur in the air reacts with silver. If you have silver pieces that are very tarnished, you need to give them a good polish. Flitz Polish and Hagerty Silversmith’s Spray Polish are both highly regarded for fine silver care. Once polished, frequent use is the best way to prevent tarnish build-up.

Here are my house rules for how to clean silver (silverplate or sterling) in the dishwasher:

Rule 1

Only solid flatware and pieces in the dishwasher. That means no pearl handles, items with glue joints or weighted/reinforced items.

Rule 2

Rinse off immediately after use. Don’t let food sit on silver as it may cause corrosion or pitting.

Rule 3

Don’t let the silver pieces touch any other type of metal, including stainless, which will leave marks on your silver that are very difficult to remove. (It will require a good silver polish like those mentioned above and a lot of elbow grease.) You can put silver in the same dishwasher load as stainless, just in different flatware compartments. Never allow the two materials to come into direct contact, do not allow them to touch.

Rule 4

When washing silver in the dishwasher, stick with the normal or delicate cycle, not heavy-duty scrubber or high-temp sanitizing type options.

Rule 5

Do not use automatic dishwasher detergent that contains lemon, citrus or phosphates when washing silver. Cascade Complete is an excellent choice as it is phosphate-free with no lemon or citrus added. Cascade Complete ingredients: soda ash, sodium silicate, and sodium percarbonate.

Now that the silver is clean, use it and enjoy it!

 

Flitz Polish
    $8.96 Purchase on Amazon

     

    Cascade Complete 2-Pak
      Purchase on Amazon

      Q4: Should I stop using homemade laundry detergent?

      Dear Mary: Today a repairman came to put a new part in my top-loading HE washing machine. He saw soap residue on the inside and told me I was using way too much detergent. Also, he didn’t like that I was using a homemade detergent that contains Dawn liquid.

      He said borax should never be used for laundry in modern washing machines. Mine is 10 years old. He also said dish detergents, especially Dawn, should never be used because they don’t rinse out completely. That leaves soap residue which becomes a medium for mold and microbial growth.

      Modern detergents, he said, should be used at the rate of one tablespoon per load. The water level should be medium, large at the highest, and never the super or plus level I frequently used. That leads to spill over which results in soap residue in various unreachable parts of the machine (unreachable unless you take the machine apart, as he did).

      He showed me all the mostly dried residue, which he cleaned and vacuumed out before putting the machine back together.

      He also recommended a second rinse to get rid of soap residue. I had been using only one rinse on most loads.

      And he recommended a product called Final Thoughts

      Before you check out, double-check auto leasing homemade detergent against current offers and any coupons you can stack. Small habits like this add up to real savings over a year.

      Originally published at everydaycheapskate.com.

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      Written & reviewed by

      Mary Hunt

      Our editorial team researches and verifies every money-saving guide before publishing. Editorial policy · About us