These 5 cities have the worst ATM fees (2026)

If you care about these cities have worst, this guide gets straight to the point. We break down what actually matters, skip the fluff, and show you how to put it to work today.

Key Takeaways

• Wish reduce fees, greater returns, more convenience and better shopper service from your bank?
• Join our #SwitchDitchSave movement and make your banking life easier and more rewarding!
• Taking cash out of an ATM is getting more pricey!
• ATM fees hit a record high for the 11th year in a row, according to a new Bankrate.com study.

Common Mistakes to Avoid

Worth noting: the average total cost of an out-of-network ATM withdrawal is now $4.69, up 2.6% from last year. RELATED: How to pick and switch to a better bank for you ATM fees have set a new record!

Here’s where they’re the worst When applying an out-of-network ATM, consumers are typically hit with two different fees: First you pay a surcharge to the ATM’s owner, and then your own bank charges you for applying a non-network ATM. It should come as no surprise that Bankrate found both of those fees are on the rise: Average ATM surcharge: $2.97 Average non-network ATM fee: $1.72 Bankrate said that consumers in Pittsburgh face the highest average out-of-network ATM fee of the top 25 major metro areas, while those in Dallas have the lowest.

Is These Cities Have Worst Worth It?

More importantly, it just takes a little bit of organization. The easiest method to avoid ATM fees is to only apply your bank’s ATM.

You can download your financial institution’s smartphone app or check their website to find an ATM that’s in your network. If there are no fee-free ATMs nearby, switch your bank!

Where the Real Savings Hide

Remember that some credit unions and online banks will refund ATM fees. We know that just thinking about moving your checking and savings accounts to a new bank can be overwhelming, so Clark has a step-by-step guide to assist you switch to a better bank for you. about our #SwitchDitchSave movement here! [anvplayer video=”4177862″].

Frequently Asked Questions

How can I save money on these cities have worst?

Compare prices across a few retailers, look for active coupon codes, and time bigger buys around sales events. RELATED: How to pick and switch to a better bank for you ATM fees have set a new record!.

Is it worth shopping around for these cities have worst?

Usually yes. Here’s where they’re the worst When applying an out-of-network ATM, consumers are typically hit with two different fees: First you pay a surcharge to the ATM’s owner, and then your own bank charges you for applying a non....

Smart Ways to Save More on These Cities Have Worst

• Pair cashback with a coupon so you save twice on the same order.
• Stack a coupon code with an existing sale whenever the store allows it.
• Sign up for the retailer newsletter to catch first time and seasonal discounts.
• Compare the final price including shipping, not just the headline number.
• Check for student, military, or first order offers you may qualify for.

Final Thoughts

Put these ideas to work and these cities have worst gets a lot less expensive. Bookmark this page, check back for fresh deals, and let the savings do the talking.

Originally published at clark.com.