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Budgets Are Sexy (2026)

shieldJ. Money calendar_todayJan 14, 2011 updateUpdated Jun 16, 2026 schedule4 min read verifiedFact-checked
Budgets Are Sexy (2026)

If budgets are sexy is on your radar, this short guide cuts through the noise. Here is what is worth knowing, and how to put it to work today.

Key Takeaways

  • Actually, don’t answer that.
  • Don’t want anyone getting in trouble here!
  • :) Was having a chat with a friend yesterday, and he mentioned that he’s making some decent money on the side doing a little graphic design....

Actually, don’t answer that. Don’t want anyone getting in trouble here! :)

Was having a chat with a friend yesterday, and he mentioned that he’s making some decent money on the side doing a little graphic design.  “On the side” meaning both a side hustle like those in our series here, but also meaning “without telling the IRS.”  SCARY!!!!!  I think that pretty much summed up my response to him, haha… Well, that and “I’m too much of a pussy and would worry all the time.”

Then it brought up some other good questions/thoughts:

  1. How numerous others are doing this? Like, what do you think the % is of all Americans who hide this money from the gov’t? I’m guessing 50%.
  2. What are the odds of getting caught? I’m guessing, 1%.  Unless you’re not smooth. Then 25%.
  3. What HAPPENS when you’re caught? Do you get a slap on the wrist?  Do you get a free ride to the Federal P.M.I.T.A Prison? (Office Space anyone? ;)) I never want to find out.

If you haven’t guessed it already - I don’t hide squat. I’ve tried it too numerous times in my younger days, and it never works out.  In fact, just THIS WEEK I was accused of stealing and I didn’t even DO ANYTHING! Those same jokers at my ex-employer said they had evidence leading to me taking their property.  HAH.  If anyone has evidence in this situation it’s me.  What do you call not giving someone THEIR PAYCHECK they worked hard for 30 days ago????? Arghhhh…. but let’s not get me all fired up again.  The point is, I get in trouble even when I don’t do anything - so trying to hide money from the gov’t just isn’t up my alley.

Another thing to consider is if it’s moral or not? I wanna say no - that it doesn’t come into play here, but then again if something is illegal it typically is immoral.  Like, in this case it’s illegal because the IRS considers it stealing.  And stealing = not the right thing to do.  So if we look at it like that, then morality is now a factor.  Of course most people think it’s the gov’t that’s stealing from us, but that’s a whole other story :)  I have no problem paying my fair share to live in this beautiful and “free” country of ours. Cleanliness & safety costs money.

Anyways, that’s my thought for the day.  If you’re not paying 100% of what you owe, just give it a second thought and make sure it still aligns with the reasons behind it.  None of us can judge you for the actions you take, but you have to make sure you can own it. The guy who really stole from my ex-company has some explaining to do.

PS: Some amounts of money you don’t have to report.  I’m talkin’ about the kinds people hide for a reason (you know who you are ;)) PPS: If you want to get feisty and spill the beans, just comment as “anonymous.”

(Photo by derekskey)

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Final Thoughts

The bottom line: a little research on budgets are sexy goes a long way. Compare your options, watch for seasonal offers, and never pay full price when a better deal is one click away.

Originally published at budgetsaresexy.com.

J
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J. Money

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